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    Study in the UK: universities, fees, and the points-based visa

    To study in the UK, Indian students choose world-leading universities, with 17 in the global top 100, and one-year master’s degrees that save a year. The UK Student visa is points-based, so you must score 70 points from your CAS, funds, and English. After graduating, the Graduate Route lets you work, which makes the UK a strong, fast-return choice.

    17 universities in QS top 100
    70 points to pass
    Graduate Route post-study work

    Data current as of June 2026


    Why study in the UK

    The UK pairs some of the world’s best universities with one-year master’s degrees, the Russell Group’s strong employer recognition, and the Graduate Route for post-study work, which is why it is the single largest destination for Indian students.

    One thing sets the UK apart from many destinations. It does use a points system for study, but not a competitive one. The UK Student visa is points-based, and you must score 70 points, made up of your Confirmation of Acceptance for Studies, your funds, and your English. These are pass or fail conditions, not a ranked score, so the goal is simply to meet all three.

    With 17 universities in the global top 100, the fully funded Chevening scholarship, and a clear post-study route, the UK offers world-class education and a fast return to the workforce. We guide Indian students through the whole journey, from offer to the points-based visa.

    The 70 points explained

    Unlike most study destinations, the UK Student visa really is points-based. The good news is that the 70 points are pass or fail conditions, not a competitive score. The diagram shows how they add up.

    50 points Valid CAS from a licensed sponsor

    +

    10 points Financial requirement met

    +

    10 points English language requirement met

    Total: 70 points, all three are mandatory to be granted the visa

    The UK Student visa points: 50 for a valid CAS, 10 for funds, 10 for English, totalling 70. Source: UK Home Office points-based system guidance, 2026. All three blocks are required; missing one means the visa cannot be granted.

    UK Student visa points table

    Here is the points breakdown in full. Unlike a competitive skilled-migration grid, every row is mandatory, so you either meet it or you do not.

    UK Student visa: how the 70 points are scored, 2026
    Requirement Points How you meet it
    Confirmation of Acceptance for Studies 50 Valid CAS from a licensed student sponsor for a course at the right level
    Financial requirement 10 Show tuition plus maintenance funds held for 28 consecutive days
    English language requirement 10 Approved English test or a valid exemption, usually B2 for degrees
    Total to be granted the visa 70 All three are mandatory, not a competitive score

    Source: UK Home Office points-based immigration system, 2026. These are mandatory pass or fail conditions, not tradable points, so you cannot offset a missing block with a stronger one. Rules are set by the Home Office and can change. Confirm current requirements before you apply.

    Because all three blocks are required, the safest approach is to lock down your CAS, hold your funds correctly, and meet the English requirement well before applying. We check each block so nothing is missed.

    Want to know if you meet all 70 points?

    Get a free eligibility check and we will confirm your CAS, funds, and English position for the UK Student visa.

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    Best universities in the UK for Indian students

    The UK has 17 universities in the global top 100 of the QS World University Rankings 2026, with four in the top 10. The table shows leading choices and their guide positions.

    Leading universities in the UK, QS 2026
    University Known for QS 2026 guide
    Imperial College London Science, engineering, medicine Around 2
    University of Oxford Broad research, humanities, sciences Around 4
    University of Cambridge Broad research, sciences Around 6
    UCL Broad research, in central London Around 9
    King’s College London Medicine, law, humanities Around 31
    University of Edinburgh Broad research, AI, data Around 34

    Source: QS World University Rankings 2026, 2026. Imperial around 2, Oxford around 4, Cambridge around 6, and UCL around 9 sit in the global top 10; King’s around 31 and Edinburgh around 34 are in the top 50. Positions vary by source and year. The Russell Group of research universities carries strong employer recognition. Confirm current requirements with each institution.

    The UK’s universities cluster by strength, with Imperial, Oxford, Cambridge, and UCL leading globally and the wider Russell Group strong for research and employability. We help you shortlist the right ones to study in the UK.

    Want a university shortlist for your profile?

    Get a free eligibility check and a shortlist of the best UK universities for your course and budget.

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    Tuition fees and the cost picture

    UK tuition is paid per year and varies widely, but a one-year master’s keeps the total below a two-year program elsewhere. The table shows the main costs to plan for.

    Typical study costs in the UK for Indian students, 2026
    Cost Typical figure Notes
    Tuition, international students GBP 11,500 to 38,000 / yr Many master’s GBP 15,000 to 30,000; medicine higher
    Visa application fee GBP 558 From 8 April 2026, same from India or in the UK
    Immigration Health Surcharge GBP 776 / year Paid as a lump sum at application
    Maintenance, London GBP 1,483 / month For up to 9 months, about GBP 13,347
    Maintenance, outside London GBP 1,136 / month For up to 9 months, about GBP 10,224

    Source: UK Home Office and UKVI, 2026, including the visa fee from 8 April 2026 and the 2026 maintenance figures. Tuition is set by universities; fees, the IHS, and maintenance are set by the UK government and can change. A November 2025 levy on universities may push some fees up from later intakes. Confirm before you apply to study in the UK.

    The IHS and the 28-day funds rule are where many families underestimate the cost, so plan the full picture early. A scholarship can offset both. We confirm the exact costs for your program.

    Maintenance funds and the 28-day rule

    The financial points are where many strong applications fail, usually because the balance dips below the total during the 28-day window. This table shows what you must hold.

    Maintenance funds for the UK Student visa, 2026
    Item London Outside London
    Monthly living amount GBP 1,483 GBP 1,136
    Months you must show Up to 9 Up to 9
    Maintenance total About GBP 13,347 About GBP 10,224
    Plus tuition First year, minus deposit First year, minus deposit
    Hold period 28 consecutive days 28 consecutive days

    Source: UK Home Office maintenance rules, 2026. The funds can sit in your or a parent’s account with a consent letter and proof of relationship, and an officially sanctioned education loan is usually accepted. The balance must not fall below the required total at any point in the 28 days. Figures are set by the government and can change. Confirm before you apply.

    Choosing a university outside London lowers the maintenance you must show by roughly GBP 3,000, which can ease the funds proof. We make sure your financial documents meet the 28-day rule exactly.

    Admission requirements at a glance

    Beyond the visa points, each course sets its own academic and English bar. This table is an indicative guide, not official cut-offs.

    Indicative admission requirements for Indian students, 2026
    Requirement Undergraduate Taught master’s
    Academic record Class 12 completed Relevant bachelor’s degree
    English proof IELTS for UKVI or PTE IELTS for UKVI or PTE
    Apply through UCAS Usually direct to university
    Extra documents References, sometimes SOP SOP, references, sometimes work experience
    Other Portfolio for some courses ATAS for some courses

    Source: UK university admission guidance and UCAS, 2026. These rows are indicative only, as each course runs its own selection and may ask for more, including subject prerequisites, an interview, or a portfolio. Some universities waive the English test for English-medium study. Confirm each course’s exact requirements before you apply.

    Admission and the visa points are separate hurdles. We assess both your academic eligibility and your points position honestly before you apply.

    Scholarships to study in the UK

    The UK offers strong scholarships for Indian students, led by the fully funded Chevening award. Most have early deadlines, often before university offers. The table shows the main options.

    Main scholarships for Indian students, 2026
    Scholarship Offered by Can cover
    Chevening Scholarships UK government Full tuition, living, travel; needs work experience
    GREAT Scholarships British Council and universities Around GBP 10,000 toward tuition
    Commonwealth Scholarships UK government Full funding for eligible master’s and PhD
    University awards UCL, Manchester and many others Merit-based tuition reductions
    Course and country awards Various foundations Varies, often partial

    Source: Chevening, the British Council, Commonwealth Scholarship Commission, and university scholarship pages, 2026. Eligibility, amounts, and deadlines change each year, and Chevening needs about two years of work experience so most fresh graduates are not eligible. Confirm current details before applying.

    Chevening is the headline fully funded route but is competitive and needs experience, while GREAT and university awards are more accessible for fresh graduates. We help you find and apply for the awards you qualify for.

    Want help applying for Chevening or a GREAT scholarship?

    Get a free eligibility check and we will match you to the scholarships that fit your profile.

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    Popular courses for Indian students

    The UK is strong across business, technology, and health, with one-year master’s degrees that get you into the workforce sooner.

    Business

    Business and management

    MBA and management master’s at world-ranked schools, often one year.

    Technical

    Computing and data

    Computer science, AI, and data science at Imperial, UCL, and Edinburgh.

    Health

    Health and life sciences

    Public health, biomedical, and nursing, with strong NHS and research links.

    The Student visa process

    For a degree-level course, Indian students apply for the points-based UK Student visa after receiving their CAS. This table explains the key steps so nothing is missed.

    Key Student visa steps for the UK, 2026
    Step What it is Why it matters
    Get an offer and CAS Unconditional offer, then CAS from a sponsor CAS gives 50 of the 70 points
    Hold your funds Tuition plus maintenance for 28 days Gives the 10 financial points
    Meet English Approved test or exemption Gives the 10 English points
    Apply and pay Visa fee GBP 558 plus IHS GBP 776 a year Apply online, then give biometrics
    TB test and decision TB test at an approved clinic Decisions often within about 3 weeks

    Source: UK Home Office and UKVI, 2026. Steps, fees, and timelines are set by the authorities and can change, and some courses also need an ATAS certificate. Indian applicants have a high success rate when files are clean. Start well before your intake.

    Good planning is everything here. We confirm your CAS, hold-period funds, and English, then guide the application, IHS, TB test, and biometrics so each of the 70 points is locked in.

    Worried about the points-based visa?

    We confirm your CAS, your 28-day funds, and your English, then manage your application so nothing slips.

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    The Graduate Route and what changes in 2027

    The Graduate Route is the UK’s post-study work visa. The timing of your application matters, because the period changes for applications on or after 1 January 2027. The diagram shows the flow.

    Student visa 70 points

    Study, graduate Often a 1-year master’s

    Graduate Route 2 years before Jan 2027 18 months from Jan 2027

    Skilled Worker visa Job at salary threshold, about GBP 41,700

    The UK study to work journey, from the Student visa to the Graduate Route and the Skilled Worker visa. Source: UK government guidance, 2026. PhD graduates keep three years on the Graduate Route. Confirm current rules and thresholds.

    Work rights and post-study options

    The UK has clear rules for working during studies and a strong post-study route, with a salary threshold for the longer-term Skilled Worker visa.

    Work and post-study rights in the UK, 2026
    Stage What you can do Notes
    During studies 20 hrs / week in term Full-time in vacations; no self-employment
    Below degree level Fewer hours Often 10 hours per week
    Graduate Route 2 years or 18 months 18 months for applications from Jan 2027
    PhD graduates 3 years Graduate Route stays three years
    Skilled Worker visa About GBP 41,700 Sponsored job at the salary threshold

    Source: UK government guidance, 2026. The Graduate Route is granted once and cannot be extended, and the Skilled Worker threshold is around GBP 41,700 with lower figures for some STEM PhD holders and Immigration Salary List roles. Hours, periods, and thresholds are set by the government and can change, so confirm current details before relying on them.

    Because a 2026 master’s starter usually falls in the 18-month Graduate Route bracket, start your job search in your first term and aim for sponsored roles. We explain how each stage connects.

    The Indian community in the UK

    The UK has one of the largest Indian communities anywhere, spread across London and major cities, which makes settling in easier for new students.

    People of Indian origin are one of the largest minority communities in the UK, long established in London, Leicester, Birmingham, Manchester, and many other cities, working across business, medicine, technology, and academia. Add the very large Indian student community, the single biggest group of international students, and you find Indian grocery stores, restaurants, temples, gurdwaras, and cultural associations almost everywhere, with festivals like Diwali widely celebrated.

    London

    Large and established

    London has a long-established Indian community across business, medicine, and the professions.

    Cities

    Leicester to Manchester

    Strong Indian communities in Leicester, Birmingham, Manchester, and many other cities.

    For students

    The biggest group

    Indian students are the single largest group of international students in the UK.

    For an Indian student, this large community and the UK’s English-speaking, diverse cities mean a soft landing, familiar food, and ready support almost anywhere you study.

    An honest view for Indian students

    The UK offers world-class education and a fast return, but the cost, the 28-day funds rule, and the changing post-study window all need real planning.

    Tuition, the visa fee, and the IHS add up before you spend anything on living, so budget the full picture. The financial points trip up many applicants when the balance dips below the total during the 28 days, so plan that window carefully. The Graduate Route is shrinking to 18 months for most 2026 master’s starters, and staying long term means clearing the Skilled Worker salary threshold, which is higher than it looks. Taught master’s and undergraduate students usually cannot bring dependants. Rules change often, so confirm the current position.

    The UK Student visa is points-based and needs 70 points, 50 for a valid CAS, 10 for funds, and 10 for English, while Indian applicants must show tuition plus maintenance of GBP 1,483 a month for London or GBP 1,136 outside London for up to nine months held for 28 days, pay a GBP 558 fee and GBP 776 a year IHS, and after graduating can use the Graduate Route, two years now and 18 months from January 2027, before switching to a Skilled Worker visa.

    Factual overview, drawn from UK Home Office and UKVI guidance, current for 2026. Fees, funds requirements, points rules, and post-study periods are set by the UK government and can change.

    Meeting all 70 points improves your chances, but admission and the final visa decision rest with the institutions and the UK authorities. We give you a realistic view and manage the timeline with you.

    Speak with BestMigrationConsultant.com about studying in the UK

    Our education experts guide Indian students through every step to study in the UK, from universities and your CAS to the 70 points, maintenance funds, scholarships, documents, and the Student visa. Call +91-7670800002 or visit BestMigrationConsultant.com, and start with a free eligibility check today.

    Check eligibility free

    Study in the UK frequently asked questions

    Why study in the UK as an Indian student?
    The UK offers world-leading universities, with 17 in the global top 100 of the QS World University Rankings 2026, one-year master’s degrees that save a year compared with the US or Canada, and the Graduate Route that lets you work after graduating. The UK is the single largest destination for Indian students. BestMigrationConsultant.com helps Indian students choose the right course and university to study in the UK.
    What are the best universities in the UK?
    In the QS World University Rankings 2026, Imperial College London is 2nd in the world, the University of Oxford 4th, the University of Cambridge 6th, and UCL 9th, all in the global top 10, with King’s College London around 31st and the University of Edinburgh around 34th. The Russell Group carries strong employer recognition. The right choice depends on your field. BestMigrationConsultant.com helps you shortlist the best universities in the UK for your profile and budget.
    Is there a points system to study in the UK?
    Yes. The UK Student visa runs on a points-based system, and you must score 70 points. You get 50 points for a valid Confirmation of Acceptance for Studies, the CAS, from a licensed sponsor, 10 points for meeting the financial requirement, and 10 points for meeting the English language requirement. Unlike skilled migration, these points are pass or fail conditions, not a competitive score. BestMigrationConsultant.com makes sure you meet all 70 points before you apply to study in the UK.
    How do the 70 points work for the UK Student visa?
    The 70 points break down as 50 points for your CAS from a licensed student sponsor for a course at the right level, 10 points for showing the required funds for tuition and living costs, and 10 points for proving English at the level your course needs, usually B2 for degree level. All three are mandatory, so missing any one means the visa cannot be granted. BestMigrationConsultant.com checks each block of points so your application to study in the UK is complete.
    How much are tuition fees in the UK for Indian students?
    Tuition for international students commonly ranges from about GBP 11,500 to 38,000 a year, with many taught master’s programs between GBP 15,000 and 30,000 and medicine and some specialist courses higher. A one-year master’s keeps the total lower than a two-year program elsewhere. Figures change, so confirm the current fee with your university. BestMigrationConsultant.com gives you a clear fee picture to study in the UK.
    How much money do I need for the UK Student visa?
    You must show your first year’s tuition as stated on your CAS, minus any deposit paid, plus living costs of GBP 1,483 a month for London or GBP 1,136 a month outside London, for up to nine months. That is about GBP 13,347 for London or GBP 10,224 outside London in maintenance, held in your or your sponsor’s account for 28 consecutive days. The balance must not dip below the total in that window. BestMigrationConsultant.com confirms the exact funds for your UK Student visa before you apply.
    What student visa do I need for the UK?
    For a degree-level course, Indian students need the UK Student visa, which replaced the old Tier 4 route, applied for online after you receive your CAS from a licensed sponsor. You pay the visa fee, which is GBP 558 from 8 April 2026, and the Immigration Health Surcharge of GBP 776 per year of your visa, then give biometrics. The visa is usually granted for the course length plus a short wrap-up period. BestMigrationConsultant.com guides you through the full UK Student visa process so your application is complete and on time.
    What is the Immigration Health Surcharge?
    The Immigration Health Surcharge, or IHS, is a fee that gives you access to the National Health Service during your studies. For students it is GBP 776 per year of your visa, paid as a single lump sum at application, not year by year. For a one-year master’s the visa often covers about 16 months, so you may pay for two years. The amount is set by the UK government and can change. BestMigrationConsultant.com includes the IHS in your cost plan so there are no surprises when you study in the UK.
    What are the admission requirements for the UK?
    Requirements vary by program. You generally need a recognised qualification for your level, an English test such as IELTS for UKVI or PTE Academic at the level your course needs, and the documents the university asks for, often including a statement of purpose and references. Undergraduate applications usually go through UCAS, while master’s applications often go direct to the university. Each program sets its own bar. BestMigrationConsultant.com checks your eligibility against your target programs to study in the UK.
    Do I need IELTS to study in the UK?
    Often yes, but not always. Most Indian students prove English with a Secure English Language Test such as IELTS for UKVI or PTE Academic, but many universities waive the test if you studied in English medium and meet their conditions. The exact requirement depends on the university and course level. BestMigrationConsultant.com checks whether you need a test and helps you meet the right English requirement to study in the UK.
    Can I work while studying in the UK?
    Yes. Most Indian students on degree-level courses can work up to 20 hours per week during term time and full-time during university vacations. You cannot be self-employed, work as a professional sportsperson, or take a permanent full-time job on the Student visa. Work below degree level is limited to fewer hours. Rules can change, so confirm the current limit. BestMigrationConsultant.com explains the work rules attached to your Student visa so you can plan to study in the UK realistically.
    What is the Graduate Route in the UK?
    The Graduate Route is the UK’s post-study work visa, applied for from inside the UK after you finish an eligible degree, with no job offer needed. It lets you work in any job, switch employers, or start a business. It currently gives bachelor’s and master’s graduates two years, but for applications on or after 1 January 2027 that becomes 18 months, while PhD graduates keep three years. It is granted once and cannot be extended. BestMigrationConsultant.com explains how the Graduate Route fits your plan to study in the UK.
    Is the Graduate Route changing for 2026 starters?
    Yes, the timing matters. A taught master’s student starting in September 2026 usually graduates in 2027 and applies for the Graduate Route after 1 January 2027, so they fall under the 18-month period rather than two years. PhD graduates keep three years. Because the window is changing, you should plan your job search from your first term. BestMigrationConsultant.com helps you map the timeline so you make the most of the Graduate Route after you study in the UK.
    How do I stay in the UK after the Graduate Route?
    To stay beyond the Graduate Route you usually switch to the Skilled Worker visa, which needs a job from a licensed sponsor at or above a minimum salary, currently around GBP 41,700 a year, with lower thresholds for some STEM PhD holders and roles on the Immigration Salary List. Thresholds are set by the UK government and can change. BestMigrationConsultant.com explains the Skilled Worker route so your move from study to long-term work in the UK is realistic.
    What is the cost of living in the UK for students?
    Living costs vary by city, with London the most expensive and cities like Manchester, Birmingham, Glasgow, and Leeds more affordable. The maintenance figures used for the visa, GBP 1,483 a month for London and GBP 1,136 outside London, give a useful guide to budgeting. Accommodation is the largest cost, so apply for student housing early. BestMigrationConsultant.com helps you plan a realistic budget so you can study in the UK comfortably.
    What scholarships are available to study in the UK?
    Indian students can apply for the fully funded Chevening Scholarships, which need work experience, the GREAT Scholarships worth around GBP 10,000 toward tuition, Commonwealth Scholarships, and many university-specific awards from institutions like UCL and Manchester. Most have early deadlines, often before university offer deadlines. BestMigrationConsultant.com helps you find and apply for scholarships to study in the UK.
    What documents do I need to study in the UK?
    You generally need your CAS from a licensed sponsor, academic transcripts and certificates, an English test result or evidence of a waiver, financial documents showing the required funds held for 28 days, a valid passport, a TB test certificate from an approved clinic, and an ATAS certificate for some courses. The exact list depends on your course and the Home Office. BestMigrationConsultant.com prepares and checks your full document set so your application to study in the UK is complete.
    Can I bring my family to the UK as a student?
    Usually not on a taught master’s or undergraduate course. Since recent rule changes, only students on postgraduate research programs such as a PhD or research master’s, or government-sponsored students, can bring dependants. Taught master’s and undergraduate students generally cannot bring a spouse or children on dependant visas. Rules can change, so confirm the current position. BestMigrationConsultant.com explains the dependant rules so you can plan honestly to study in the UK.
    How long does the UK Student visa take?
    Most UK Student visa decisions from India are made within about three weeks of a complete application, and a priority service can be faster for an extra fee. Times depend on the season and how complete your file is. Indian students have a high success rate when applications are well prepared, with most refusals caused by financial document errors or an issue with the CAS or TB test. BestMigrationConsultant.com helps you submit a clean, complete application so your plan to study in the UK is not delayed.
    What if my UK Student visa is refused?
    A refusal often points to financial documents that do not meet the 28-day rule, a balance that dipped below the required total, an expired or incorrect CAS, a TB test at a non-approved clinic, or inconsistencies in your study plan. Most of these can be fixed and a fresh application made. Acting on the exact reason in the refusal notice matters. BestMigrationConsultant.com reviews the cause and helps you decide on the strongest next step for your plan to study in the UK.
    How can BestMigrationConsultant.com help me study in the UK?
    BestMigrationConsultant.com guides Indian students through every step to study in the UK. We run an eligibility check, shortlist universities and courses, support your UCAS or direct application and your CAS, confirm fees, maintenance funds, and the 28-day rule, prepare your documents, English test, TB test, and IHS, and guide your points-based Student visa. We also explain working, the Graduate Route, and the Skilled Worker route. Call +91-7670800002 or visit BestMigrationConsultant.com to start your free assessment and plan your studies in the UK with confidence.

    Written and reviewed by

    Author: Sairam, Senior Immigration Consultant, BestMigrationConsultant.com

    Reviewed by: Sairam, Senior Immigration Consultant, BestMigrationConsultant.com

    BestMigrationConsultant.com guides Indian students and professionals on overseas study, work, and PR pathways. University fees, scholarships, maintenance requirements, points rules, and post-study periods are set by universities and governments and can change at any time. This page is guidance and application support, not legal advice.

    Last reviewed: June 2026